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Corporate coverage

Corporate Cargo

Protection for the freight your fleet hauls.

Corporate motor truck cargo liability that covers your company for loss or damage to freight in your care while your own fleet hauls it. Offered through Parallax Insurance Services and written by Great American. Subject to underwriting.

What your company gets

Written by Great American.

Their Cargo Advantage motor truck cargo program.

Freight in transit.

Loss or damage to customers' cargo while your trucks haul it.

Limits per vehicle.

Set a limit for any one vehicle in transit.

Limits per loss.

Set a limit for any one loss.

Carrier's liability.

Responds to what your company owes as the carrier.

Built for your fleet.

Separate from the cargo coverage your contractors carry.

Why you need it

Shippers require it.

Brokers and shippers expect proof of cargo coverage before they tender loads.

Your company is the insured.

Covers freight hauled by your own fleet, not your contractors' loads.

One application.

Apply alongside your other coverages and sign the carrier application by DocuSign.

How it works

  1. 1

    Apply

    Answer a few questions about your fleet, limits, loss history and driver screening.

  2. 2

    Sign

    Sign the Great American application by DocuSign as soon as you submit.

  3. 3

    Bind

    A Parallax specialist confirms terms with Great American and binds your policy.

  4. 4

    Claims

    Submit the claim to GigSafe. Report cargo loss or damage right away.

Filing a claim: Have the bill of lading, delivery receipt and photos of the damage ready.

Underwriting criteria

U.S. Department of Transportation (USDOT) number and operating authority
Limits for any one vehicle and any one loss
Three years of cargo loss history, or confirmation you're new to cargo coverage
Driver screening: annual motor vehicle records (MVRs), drug and alcohol testing, minimum experience
Application signed by DocuSign

Common questions

How is this different from the cargo in Auto Liability & Cargo?

That program covers freight your contractors haul. Corporate Cargo covers freight hauled by your company's own fleet.

What do I need to apply?

Your DOT number, the limits you want, three years of cargo loss history and how you screen drivers.

We've never had cargo coverage. Can we still apply?

Yes. Tell us on the application and we'll skip the loss history upload.

Notes

  1. 1 Written by Great American Insurance Company. Subject to underwriting.

This page is a summary, not a policy. Coverage is subject to underwriting and to the terms, conditions and exclusions of the policy issued.

Ready to get Corporate Cargo?

A Parallax specialist reviews every application and follows up with your quote.

Get a quote