Corporate coverage
Commercial General Liability
Protection for your company's everyday risks.
Corporate general liability (GL) that covers your company itself (the business, its owners and officers), offered through Parallax Insurance Services and placed with Corgi Insurance. Subject to underwriting.
What your company gets
Placed with Corgi Insurance.
Underwritten by Technology Risk Retention Group.
$1M per occurrence.
$2M aggregate for bodily injury and property damage.
Personal & advertising injury.
Up to $1M per offense.
Medical payments.
Up to $5K per person, regardless of fault.
Damage to rented premises.
Up to $100K for any one premises.
Legal defense included.
The insurer has a duty to defend covered claims.
Maximize your GL limits
Raise your limits from $1M per occurrence and $2M aggregate up to $10M as contracts require.
Standard
$1M occurrence, $2M aggregate.
Higher limits
Up to $10M per occurrence.
Retention
From $300 to $2,000.
Why you need it
Your company is the insured.
The policy names your business, not your contractors.
Claims are handled for you.
Corgi's in-house team handles covered claims.
It's occurrence-based.
Covers incidents during the policy period, even if the claim comes later.
How it works
- 1
Apply
Complete the application with your business details. Most quotes return in a few days.
- 2
Sign
Sign the application by DocuSign as soon as you submit, so it's ready when your pricing comes back.
- 3
Bind
Once your pricing is confirmed, pay through the secure payment link your specialist sends and your policy binds. No recurring reporting is needed.
- 4
Claims
Submit the claim to GigSafe. Report right away.
Filing a claim: Have the date, what happened and any photos ready.
Underwriting criteria
Common questions
What does GL cover?
Bodily injury and property damage to others, plus personal and advertising injury.
What isn't covered?
Professional errors, cyber incidents, employment disputes, auto accidents, intentional acts, and property in your care.
Can I add additional insureds?
Yes. Additional insured and waiver of subrogation endorsements are available.
Is it occurrence or claims-made?
Occurrence. It covers incidents that happen during the policy period.
What's included for products?
Products and completed operations are covered up to a $2M aggregate.
Is this for my company or my contractors?
Your company. It protects the business and its leadership, on top of any coverage your contractors carry.
Notes
- 1 Underwritten by Technology Risk Retention Group, Inc. or a partner carrier, through Corgi.
This page is a summary, not a policy. Coverage is subject to underwriting and to the terms, conditions and exclusions of the policy issued.
Ready to get Commercial General Liability?
A Parallax specialist reviews every application and follows up with your quote.